The insurance industry is at a turning point. After years of pilots, proofs of concept, and exploratory AI initiatives, 2026 is the year insurers finally shift from experimenting to executing . The core question is no longer “Should we use AI?” —it’s “How fast can we scale it to transform underwriting and automate insurance claims?” Below are the biggest trends shaping the industry and what they mean for insurers who want to stay competitive. AI Moves From Innovation to Im
